Do I need any special insurance policies?

The one essential insurance policy for any employer is workers compensation. Even if you only employ one person for three hours a week, you’re legally obliged to have an up-to-date policy.

Workers compensation varies from state to state — see the table below for contact details.

State	Authority	Website
ACT	WorkCover	www.workcover.act.gov.au
NSW	WorkCover	www.workcover.nsw.gov.au
NT	NT WorkSafe	www.nt.gov.au/deet/worksafe
QLD	WorkCover QLD	www.workcover.qld.gov.au
SA	WorkCover Corp	www.workcover.com
TAS	Workplace Standards	www.wsa.tas.gov.au
VIC	WorkCover	www.workcover.vic.gov.au
WA	WorkCover	www.workcover.wa.gov.au

Remember
In many states of Australia, you’re required to pin up a summary of the Workers Compensation Act somewhere prominent in your workplace. If you’re not sure whether this applies to you, ask your insurer.

The contents from this page are taken from the MYOB Payroll eBook series, by Veechi Curtis, available online for only $9.95 each.

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